Terms & Conditions

Last Updated: March 2026

These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("Client", "User", or "you") and Oakes Financial Solutions / Oakes Solutions ("Company", "we", "our", or "us"), governing your access to and use of the website https://www.oakessolutions.io (the "Site") and any services, applications, tools, or consulting services provided by the Company (the "Services").

By accessing or using the Site, you acknowledge that you have read, understood, and agreed to be bound by these Terms. If you do not agree with these Terms, you must not use this Site or the Services.

1. Changes to Terms

We reserve the right to update or modify these Terms at any time. Updated versions will be posted on this page with a revised "Last Updated" date. Your continued use of the Site after changes are posted constitutes acceptance of the revised Terms.

2. Use of the Site and Services

Subject to compliance with these Terms, Oakes Solutions grants you a limited, non-exclusive, non-transferable license to access and use the Site and Services for lawful business or personal purposes.

You agree not to:

  • Use the Site for unlawful purposes
  • Interfere with the functionality or security of the Site
  • Attempt to gain unauthorized access to any part of the platform
  • Reverse engineer, copy, or reproduce the Site's code or functionality
  • Use automated tools, bots, scraping, or similar systems to access the Site

3. Services Provided

Oakes Solutions provides services including but not limited to:

  • Financial advisory support
  • Technology and digital solutions consulting
  • Product development or technology strategy services
  • Data analytics, software tools, or digital platforms
  • Other professional or consulting services offered through the Site

Specific service terms may be governed by separate agreements or service contracts between the Client and the Company.

4. Client Responsibilities

By using the Services, you represent and warrant that:

  • All information you provide is accurate and current
  • You will comply with applicable laws and regulations
  • You will not misuse the Site or Services
  • You have authority to enter into this agreement if acting on behalf of a business

We reserve the right to suspend or terminate accounts that provide false information or violate these Terms.

5. Account Registration

Some services may require you to create an account. You agree to:

  • Maintain the confidentiality of your login credentials
  • Notify us immediately of unauthorized account use
  • Be responsible for activities conducted under your account

We reserve the right to remove or change usernames that are inappropriate or misleading.

6. Intellectual Property

All content on the Site, including but not limited to software, design, logos, trademarks, text, graphics, data, and documentation are the property of Oakes Solutions or its licensors and are protected by intellectual property laws.

You may not:

  • Copy
  • Reproduce
  • Modify
  • Distribute
  • Reverse engineer

any part of the Site or Services without written permission.

7. Client Data

You retain ownership of any data or materials you submit to the Site. By submitting data to the Site, you grant Oakes Solutions a limited license to use that data solely for the purpose of providing and improving the Services.

We will not sell or disclose client data except as required by law, to provide services, or with your consent.

8. Confidentiality

Both parties agree to maintain confidentiality regarding any proprietary or sensitive information shared during the course of the relationship.

Confidential information may include:

  • Business strategies
  • Financial data
  • Technical documentation
  • Trade secrets
  • Product information

This obligation survives termination of the agreement.

9. Prohibited Activities

Users agree not to:

  • Upload viruses or malicious software
  • Attempt to disrupt site operations
  • Harass or harm other users
  • Use the platform for fraudulent or illegal activity
  • Attempt to bypass security features

Violation of these rules may result in suspension or termination.

10. Disclaimer of Warranties

The Site and Services are provided "as is" and "as available." Oakes Solutions makes no guarantees regarding:

  • Uninterrupted service
  • Error-free operation
  • Accuracy of content
  • Suitability for a particular purpose

To the fullest extent permitted by law, all implied warranties are disclaimed.

11. Limitation of Liability

To the maximum extent permitted by law, Oakes Solutions shall not be liable for indirect damages, loss of profits, loss of data, business interruption, or consequential damages arising from your use of the Site or Services.

Total liability shall not exceed the amount paid by the client for the Services in the preceding six months.

12. Third-Party Services

The Site may integrate with or link to third-party services such as payment processors, analytics tools, and cloud hosting providers.

Oakes Solutions is not responsible for the practices or policies of third-party platforms.

13. Termination

We reserve the right to suspend or terminate access to the Site or Services if:

  • You violate these Terms
  • You engage in unlawful activity
  • Continued use presents risk to the platform

Termination does not relieve you of any outstanding payment obligations.

14. Data Security

We implement commercially reasonable safeguards to protect user data. However, no digital system can guarantee absolute security, and you acknowledge that use of the internet involves inherent risk.

15. Force Majeure

Oakes Solutions shall not be liable for delays or failures caused by circumstances beyond reasonable control, including:

  • Natural disasters
  • Internet outages
  • Government actions
  • Cyberattacks
  • Labor disputes

16. Governing Law

These Terms are governed by the laws of the Province of Alberta, Canada, without regard to conflict of law principles. Any disputes arising from these Terms shall be resolved in the courts located in Alberta, Canada.

17. Dispute Resolution

Before initiating legal proceedings, both parties agree to attempt good-faith negotiation to resolve disputes. If resolution cannot be reached, disputes will be handled through the courts of Alberta.

18. Electronic Communications

By using the Site, you consent to receive communications electronically, including:

  • Agreements
  • Notices
  • Invoices
  • Service updates

Electronic communications satisfy legal requirements for written notice.

19. Entire Agreement

These Terms, together with any policies posted on the Site and any service agreements executed between the parties, constitute the entire agreement between you and Oakes Solutions.

20. Contact Information

If you have questions regarding these Terms, please contact: